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Summary Plan Descriptions and Legal Notices

Each Summary Plan Description summarizes the main features of the plan. Complete details of each benefit are in the official plan documents that govern each individual plan.

The official plan documents are the only legally binding benefit descriptions in case there are any discrepancies between their provisions and the information in the Summary Plan Description. The official documents are available for examination in the Department of Human Resources, Mayo Clinic, Rochester, Minnesota.

The plan administrator of the various plans described has the authority and responsibility to interpret and make such determinations as may be required from time to time in the administration of the plans. The plan administrator also has the authority, discretion and responsibility to interpret the terms of the plans and determine all factual and legal questions under the plans including, but not limited to, the entitlement of employees and participants to benefits in accordance with the terms of the respective plans.

Summary Plan Descriptions: Health and welfare

Effective January 1, 2019, the Summary Plan Descriptions for the following plans were combined into the Mayo Clinic Health & Welfare Benefits Plan Document and Summary Plan Description.

  • Mayo Medical Plan
  • Mayo Reimbursement Plan
  • Delta Dental
  • Dental Assistance Plan (Retirees)
  • Employee Assistance Plans
  • Life Insurance
  • Accidental Death & Dismemberment
  • Long Term Disability
  • Flexible Spending Accounts
  • Health Savings Account

The Benefits Booklets listed below provide additional information for each plan.

Summary Plan Descriptions: Retirement plans

Organized Health Care Arrangement (OHCA) statement

Mayo Clinic offers comprehensive medical plans and wellness options that allow employees to achieve their health and fitness goals. Mayo Clinic’s health plan has also entered into an agreement with the Mayo Clinic-affiliated hospitals and clinics called an Organized Health Care Arrangement (OHCA). The goal is to improve health care delivery and control costs for employees and other plan members through joint quality improvement activity in order to develop better health outcomes.

Transparency in Coverage Rule

Medica, the third-party administrator for the Mayo Medical Plan, supports the Transparency in Coverage Rule by making machine-readable files (MRF) available on their website.


Equal opportunity

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, protected veteran status, or disability status. Learn more about "EEO is the Law." Mayo Clinic participates in E-Verify and may provide the Social Security Administration and, if necessary, the Department of Homeland Security with information from each new employee's Form I-9 to confirm work authorization.

Reasonable accommodations

Mayo Clinic provides reasonable accommodations to individuals with disabilities to increase opportunities and eliminate barriers to employment.  If you need a reasonable accommodation in the application process; to access job postings, to apply for a job, for a job interview, for pre-employment testing, or with the onboarding process, please contact HR Connect at 507-266-0440 or  888-266-0440.

Job offers

Job offers are contingent upon successful completion of a post offer placement assessment including a urine drug screen, immunization review and tuberculin (TB) skin testing, if applicable.

Recruitment Fraud

Learn more about recruitment fraud and job scams


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